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		<loc>https://www.nrb.org.np/bfr/2065-11_mid-march_2009/</loc>
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		<loc>https://www.nrb.org.np/bfr/2065-06_mid-october_2008/</loc>
		<lastmod>2020-01-03T19:55:14+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2065-08_mid-december_2008/</loc>
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		<loc>https://www.nrb.org.np/bfr/2065-04_mid-august_2008/</loc>
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		<loc>https://www.nrb.org.np/bfr/2065-05_mid-september_2008/</loc>
		<lastmod>2020-01-03T19:55:15+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2065-01_mid-may_2008/</loc>
		<lastmod>2020-01-03T19:55:16+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2065-02_mid-june_2008/</loc>
		<lastmod>2020-01-03T19:55:16+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2065-03_mid-july_2008/</loc>
		<lastmod>2020-01-03T19:55:16+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-11_mid-mar_2008/</loc>
		<lastmod>2020-01-03T19:55:17+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-12_mid-apr_2008/</loc>
		<lastmod>2020-01-03T19:55:17+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-06_mid-october_2007/</loc>
		<lastmod>2020-01-03T19:55:18+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-09_mid-january_2008/</loc>
		<lastmod>2020-01-03T19:55:18+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-10_mid-feb_2008/</loc>
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		<loc>https://www.nrb.org.np/bfr/2064-05_mid-september_2007/</loc>
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		<loc>https://www.nrb.org.np/bfr/2064-04_mid-august_2007/</loc>
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		<loc>https://www.nrb.org.np/bfr/2064-03_mid-july_2007/</loc>
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		<loc>https://www.nrb.org.np/bfr/2064-01_mid-may_2007/</loc>
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		<loc>https://www.nrb.org.np/bfr/2064-02_mid-june_2007/</loc>
		<lastmod>2020-01-03T19:55:22+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2063-12_mid-april_2007/</loc>
		<lastmod>2020-01-03T19:55:23+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2063-11_mid-march_2007/</loc>
		<lastmod>2020-01-03T19:55:24+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2065-10_mid-february_2009/</loc>
		<lastmod>2020-01-03T19:55:25+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2066-07_mid-november_2009/</loc>
		<lastmod>2020-01-03T19:55:25+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2064-07_mid-november_2007/</loc>
		<lastmod>2020-01-03T19:55:26+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2062-11/</loc>
		<lastmod>2020-01-03T19:55:27+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2063-10_mid-february_2007/</loc>
		<lastmod>2020-01-03T19:55:27+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:28+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:30+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:31+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:32+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:32+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2063-01/</loc>
		<lastmod>2020-01-03T19:55:33+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2062-10/</loc>
		<lastmod>2020-01-03T19:55:34+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:34+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:36+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:40+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:41+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:42+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:42+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:43+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:44+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2061-03/</loc>
		<lastmod>2020-01-03T19:55:44+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:45+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:46+05:45</lastmod>
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		<lastmod>2020-01-03T19:55:47+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2059-11/</loc>
		<lastmod>2020-01-03T19:55:47+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2006-02_mid-february_commercial_banks__adbn/</loc>
		<lastmod>2020-01-03T19:56:09+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/no_46_january_2006/</loc>
		<lastmod>2020-01-03T19:56:09+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/2062-06/</loc>
		<lastmod>2020-01-03T19:56:10+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/model-prabandhapatra/</loc>
		<lastmod>2020-01-03T19:56:11+05:45</lastmod>
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		<lastmod>2020-01-03T19:56:12+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/notice-urgent-notice-of-nrb-to-non-issuer-of-ipos-2/</loc>
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		<loc>https://www.nrb.org.np/bfr/circular_03-risk-management-guidelines-2/</loc>
		<lastmod>2020-01-03T19:56:14+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/banking_service_fee_guidelines_2067/</loc>
		<lastmod>2020-01-03T19:56:23+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_04-attachement_amendment_to_unified_directive_2075-new/</loc>
		<lastmod>2020-01-03T19:56:43+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_03-changes_unified_directive_2075-new/</loc>
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		<lastmod>2020-01-03T19:56:45+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_03-attachment_amendment_to_unified_directive_2075-new/</loc>
		<lastmod>2020-01-03T19:56:45+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/09-supervisory_information_system_related-new/</loc>
		<lastmod>2020-01-03T19:56:46+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_01-interest_income_recognition_related-new/</loc>
		<lastmod>2020-01-03T19:56:46+05:45</lastmod>
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		<lastmod>2020-01-03T19:56:47+05:45</lastmod>
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		<lastmod>2020-01-03T19:56:47+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/02-subsidized_loan_format_related-new/</loc>
		<lastmod>2020-01-03T19:56:48+05:45</lastmod>
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		<lastmod>2020-01-03T19:56:48+05:45</lastmod>
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		<lastmod>2020-01-03T19:56:49+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/01_subsidized_loan_related-new/</loc>
		<lastmod>2020-01-03T19:56:49+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_05-amendment_in_interest_subsidy-new/</loc>
		<lastmod>2020-01-03T19:56:52+05:45</lastmod>
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		<loc>https://www.nrb.org.np/bfr/circular_02-amendment_to_directive_to_microfinance-fis_2075-new/</loc>
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	<url>
		<loc>https://www.nrb.org.np/bfr/08-_-social_security_related-new/</loc>
		<lastmod>2020-01-03T19:56:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02_amendments_in_directive_related-new/</loc>
		<lastmod>2020-01-03T19:56:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-extension_counter_related-new/</loc>
		<lastmod>2020-01-03T19:57:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-call_deposit_related/</loc>
		<lastmod>2020-01-03T19:57:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-amendment_in_directive__bylaws/</loc>
		<lastmod>2020-01-03T19:57:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-fixed_deposit_related/</loc>
		<lastmod>2020-01-03T19:57:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-simplified_account_opening_procedure_related/</loc>
		<lastmod>2020-01-03T19:57:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-dormant_account_-and_-deprived_sector_related/</loc>
		<lastmod>2020-01-03T19:57:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-margin_trading_related/</loc>
		<lastmod>2020-01-03T19:57:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-interim_financial_report/</loc>
		<lastmod>2020-01-03T19:57:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-attachment_to_interim_financial_report/</loc>
		<lastmod>2020-01-03T19:57:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-pre_approval_related/</loc>
		<lastmod>2020-01-03T19:57:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-csr_and_refinance_related/</loc>
		<lastmod>2020-01-03T19:57:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-cooling_period-and-_spread_related/</loc>
		<lastmod>2020-01-03T19:57:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-negotiable_interest_rate_related/</loc>
		<lastmod>2020-01-03T19:57:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-credit_information_related/</loc>
		<lastmod>2020-01-03T19:57:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-interest_subsidy_on_subsidised_loan/</loc>
		<lastmod>2020-01-03T19:57:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05-implementation_of_interest_subsidized_loan/</loc>
		<lastmod>2020-01-03T19:57:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-promoter_share_conversion__expansion_of_work_area/</loc>
		<lastmod>2020-01-03T19:57:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-pre_approval_related/</loc>
		<lastmod>2020-01-03T19:57:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-province_wise_capital_structure_related/</loc>
		<lastmod>2020-01-03T19:57:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-margin_lending_stock_broker_base_rate_related/</loc>
		<lastmod>2020-01-03T19:57:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-risk_management_guidelines/</loc>
		<lastmod>2020-01-03T19:57:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-attachment_risk_management_guidelines_for_banks_and_financial_institutions_2018/</loc>
		<lastmod>2020-01-03T19:57:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-ccd__interest_rate_spread_related/</loc>
		<lastmod>2020-01-03T19:57:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-increment_in_deposit_gurantee_limit/</loc>
		<lastmod>2020-01-03T19:57:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-changes_in_ltv_ratio_of_vehicle/</loc>
		<lastmod>2020-01-03T19:57:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-earthquake_loan_interest_subsidy_related/</loc>
		<lastmod>2020-01-03T19:57:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-unified_directive_2075/</loc>
		<lastmod>2020-01-03T19:57:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-attachment_amendment_to_unified_directive_2074/</loc>
		<lastmod>2020-01-03T19:57:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-extension_of_time_for_interim_financial_reporting/</loc>
		<lastmod>2020-01-03T19:57:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-earthquake_victim_refinance_related/</loc>
		<lastmod>2020-01-03T19:57:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-monetary_policy_related-2/</loc>
		<lastmod>2020-01-03T19:57:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/12-opening_branch_office_for-revenue_collection-new/</loc>
		<lastmod>2020-01-03T19:57:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/13-bank_branch__counter_opening_related-new/</loc>
		<lastmod>2020-01-03T19:57:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/11-subsidised_loan_related-new/</loc>
		<lastmod>2020-01-03T19:57:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/10-bank_branch__counter_opening_related-new/</loc>
		<lastmod>2020-01-03T19:57:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07-province_office_and_service_charge_related/</loc>
		<lastmod>2020-01-03T19:57:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/08-cicl_information_related/</loc>
		<lastmod>2020-01-03T19:57:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/09-bank_branch__counter_opening_related/</loc>
		<lastmod>2020-01-03T19:57:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-opening_of_bank_branch/</loc>
		<lastmod>2020-01-03T19:57:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/06-information_of_interest_subsidized_loan/</loc>
		<lastmod>2020-01-03T19:57:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-opening_bank_office_for_revenue_collection/</loc>
		<lastmod>2020-01-03T19:57:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03_%e0%a4%b8%e0%a4%b9%e0%a5%81%e0%a4%b2%e0%a4%bf%e0%a4%af%e0%a4%a4_%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%9c%e0%a4%be%e0%a4%95%e0%a4%be_%e0%a4%b2%e0%a4%be%e0%a4%97%e0%a4%bf_%e0%a4%b5%e0%a5%8d%e0%a4%af/</loc>
		<lastmod>2020-01-03T19:57:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment_to_directive_to_infrastructure_development_bank-new/</loc>
		<lastmod>2020-01-03T19:57:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-directive_to_infrastructure_development_bank-new/</loc>
		<lastmod>2020-01-03T19:57:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-one_employee_one_fruit_plantation_related/</loc>
		<lastmod>2020-01-03T19:57:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-relaxation_for_flood_related-new/</loc>
		<lastmod>2020-01-03T19:57:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-amendment_in_interest_subsidy_consolidated_bylaws_related-new/</loc>
		<lastmod>2020-01-03T19:57:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-province_wise_capital_structure_related/</loc>
		<lastmod>2020-01-03T19:57:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-expansion_of_work_area/</loc>
		<lastmod>2020-01-03T19:57:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-cooling_period_related/</loc>
		<lastmod>2020-01-03T19:57:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-directive_to_microfinance_fis_2075/</loc>
		<lastmod>2020-01-03T19:57:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-increment_in_deposit_gurantee_limit/</loc>
		<lastmod>2020-01-03T19:57:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-monetary_policy_related/</loc>
		<lastmod>2020-01-03T19:57:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-interest_subsidy_on_subsidised_rate_loan/</loc>
		<lastmod>2020-01-03T19:57:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-attachment_to_directive_to_microfinance-fis_2075/</loc>
		<lastmod>2020-01-03T19:57:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-format_of_financial_statements_of_commercial_banks_related-new/</loc>
		<lastmod>2020-01-03T19:57:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attachment_to_format_of_financial_statements_of_commercial_banks_related-new/</loc>
		<lastmod>2020-01-03T19:57:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-attachment_to_guideline_on_environmental__social_risk_management_for_banks_and_financial_institutions_related/</loc>
		<lastmod>2020-01-03T19:57:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-guideline_on_environmental__social_risk_management_for_banks_and_financial_institutions_related/</loc>
		<lastmod>2020-01-03T19:57:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-gold__silver_loan_related/</loc>
		<lastmod>2020-01-03T19:57:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-attachement_to_uniform_chart_of_accounts_related/</loc>
		<lastmod>2020-01-03T19:57:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-uniform_chart_of_accounts_related/</loc>
		<lastmod>2020-01-03T19:57:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-branch_expansion_at_every_local_body_related/</loc>
		<lastmod>2020-01-03T19:57:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-deposit__ips_related/</loc>
		<lastmod>2020-01-03T19:57:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-amendment_in_krishi_karja_karybidhi/</loc>
		<lastmod>2020-01-03T19:57:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-ccd_ratio_spread_branch__provincewise_capital_related/</loc>
		<lastmod>2020-01-03T19:57:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-cooling_period_of_ceo__board_member_related/</loc>
		<lastmod>2020-01-03T19:57:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-reconstruction__re-operation_refinance-bylaws-2074/</loc>
		<lastmod>2020-01-03T19:57:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-minimum_capital_of_one_district_fis/</loc>
		<lastmod>2020-01-03T19:57:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-nfrs_compliant_fs_related/</loc>
		<lastmod>2020-01-03T19:57:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-earthquake_victim_group_guarantee_loan_bylaws_2074/</loc>
		<lastmod>2020-01-03T19:57:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-policy_provision_for_-bfis_in_resolution_process_related/</loc>
		<lastmod>2020-01-03T19:57:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-flood_victim_relief_fund_related/</loc>
		<lastmod>2020-01-03T19:57:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-margin_lending_ltv_ccd_ratio_priority_sector_housing_loan_related/</loc>
		<lastmod>2020-01-03T19:57:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-clarification_on_ccd_ratio_related/</loc>
		<lastmod>2020-01-03T19:57:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-unified_directive_2074/</loc>
		<lastmod>2020-01-03T19:57:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment_amendment_to_unified_directive_2073/</loc>
		<lastmod>2020-01-03T19:57:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/24_branch_opening_on_public_holiday_related-new/</loc>
		<lastmod>2020-01-03T19:57:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-prohibition_to_be_director_related-2/</loc>
		<lastmod>2020-01-03T19:57:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/23_amendment_in_subsidised_ariculture_loan_bylaws_related/</loc>
		<lastmod>2020-01-03T19:57:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/21-one_employee_one_fruit_plan_related/</loc>
		<lastmod>2020-01-03T19:57:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/22_payment_from_nepal_government_related/</loc>
		<lastmod>2020-01-03T19:57:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-tourism_sector_redefined_related/</loc>
		<lastmod>2020-01-03T19:57:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-amendments_in_directive_no-_19__23_related/</loc>
		<lastmod>2020-01-03T19:57:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-receipt_of_gifts__international_visit_related/</loc>
		<lastmod>2020-01-03T19:57:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/20_rural_area_for_subsidized_interest_agriculture_loan_related/</loc>
		<lastmod>2020-01-03T19:57:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/12-bfis_opening_during_public_holidays/</loc>
		<lastmod>2020-01-03T19:58:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-infrastructure_development_bank_licensing_policy_related/</loc>
		<lastmod>2020-01-03T19:58:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/18-bod_ceo_qualification_related/</loc>
		<lastmod>2020-01-03T19:58:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/19_economic_census_related/</loc>
		<lastmod>2020-01-03T19:58:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/17_branch_expansion_status_reporting/</loc>
		<lastmod>2020-01-03T19:58:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/16_bank_branch_opening_on_chaitra_end/</loc>
		<lastmod>2020-01-03T19:58:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/14_meeting_at_public_procurement_monitoring_office/</loc>
		<lastmod>2020-01-03T19:58:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/15_earthquake_victim_refinance_loan_related/</loc>
		<lastmod>2020-01-03T19:58:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/13_consultative_document_on_uniform_chart_of_accounts/</loc>
		<lastmod>2020-01-03T19:58:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/11_rural_area_for_subsidized_interest_agriculture_loan_related/</loc>
		<lastmod>2020-01-03T19:58:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/09-agm_clearance_and_dividend_approval_working-_procedure_related/</loc>
		<lastmod>2020-01-03T19:58:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/10-hire_purchase_loan_providing_company_related/</loc>
		<lastmod>2020-01-03T19:58:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/08-bod_ceo_qualification_related/</loc>
		<lastmod>2020-01-03T19:58:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/06_rural_area_for_subsidized_interest_agriculture_loan_related/</loc>
		<lastmod>2020-01-03T19:58:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07_bank_open_at_public_holidays/</loc>
		<lastmod>2020-01-03T19:58:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05-cheque_clearing_during_dashain_festival_related/</loc>
		<lastmod>2020-01-03T19:58:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-postponment_of_licensing_of_mfis/</loc>
		<lastmod>2020-01-03T19:58:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-legal_documents_related/</loc>
		<lastmod>2020-01-03T19:58:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-qualification_of_directors__ceo_bylaws_related/</loc>
		<lastmod>2020-01-03T19:58:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_6-cooling_period_of_ceo__board_member_related/</loc>
		<lastmod>2020-01-03T19:58:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_5-receipt_of_gifts__international_visit_related/</loc>
		<lastmod>2020-01-03T19:58:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-investment_adjustment_reserve_related/</loc>
		<lastmod>2020-01-03T19:58:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-earthquake_victim_group_guarantee_loan_bylaws_2074/</loc>
		<lastmod>2020-01-03T19:58:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-directive_to_microfinance_fis_2074/</loc>
		<lastmod>2020-01-03T19:58:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment_amendments_in_directive_to_microfinance_fis_2074/</loc>
		<lastmod>2020-01-03T19:58:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-prohibition_to_be_director_related/</loc>
		<lastmod>2020-01-03T19:58:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-new_directive_no-_19_related-new/</loc>
		<lastmod>2020-01-03T19:58:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-bank_opening_on_asar_end_2074_related-new/</loc>
		<lastmod>2020-01-03T19:58:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-interest_rate_ltv_deprived_sector__account_payee_cheque__related-new/</loc>
		<lastmod>2020-01-03T19:58:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-consortium_of_loan_to_mfis_related-new/</loc>
		<lastmod>2020-01-03T19:58:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-clarification_on_general_saving_deposit_account__processing__commitment_fees_related-new/</loc>
		<lastmod>2020-01-03T19:58:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-supreme_court_direction_2/</loc>
		<lastmod>2020-01-03T19:58:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-interest_subsidy_on_agriculture__livestock_loan_bylaws_2073/</loc>
		<lastmod>2020-01-03T19:58:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-ccd_ratio_monitoring__penalty_related/</loc>
		<lastmod>2020-01-03T19:58:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-watchlist_tr_revolving_loan_ltv_ratio_ccd_ratio__call_deposit_related/</loc>
		<lastmod>2020-01-03T19:58:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-productive_sector_related/</loc>
		<lastmod>2020-01-03T19:58:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-technical_service_-agreement/</loc>
		<lastmod>2020-01-03T19:58:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-corporate_social_responsibility_related/</loc>
		<lastmod>2020-01-03T19:58:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-directors-_education_employees_training_regional_office__refinance/</loc>
		<lastmod>2020-01-03T19:58:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-amendment-_in_arthik_punaruddar_kosh/</loc>
		<lastmod>2020-01-03T19:58:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-unified_directives_2073/</loc>
		<lastmod>2020-01-03T19:58:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-branch_opening_during-_dashain__tihar_festival/</loc>
		<lastmod>2020-01-03T19:58:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-branch_opening_related/</loc>
		<lastmod>2020-01-03T19:58:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-basel-ii-real-estate-margin-lending-multiple-banking-refinance/</loc>
		<lastmod>2020-01-03T19:58:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-deprived-sector-agriculture-project-loan-branch-displaced-in-insurgency-related/</loc>
		<lastmod>2020-01-03T19:58:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-cash_dividend__refund_through_bank_account/</loc>
		<lastmod>2020-01-03T19:58:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-addition-amendments_to_unified_directives_2072__guidelines/</loc>
		<lastmod>2020-01-03T19:58:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment_addition-amendments_to_unified_directives_2072__guidelines/</loc>
		<lastmod>2020-01-03T19:58:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/17-delisting_of_list_of_approved_auditors-new/</loc>
		<lastmod>2020-01-03T19:58:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-supreme_court_direction/</loc>
		<lastmod>2020-01-03T19:58:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/16-board_of_directors_related-new/</loc>
		<lastmod>2020-01-03T19:58:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-crr_related/</loc>
		<lastmod>2020-01-03T19:58:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/08_request_for_participation_in_ifc_programme_related/</loc>
		<lastmod>2020-01-03T19:58:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-sumpreme_court_direction-new/</loc>
		<lastmod>2020-01-03T19:58:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/15_one_bank_branch_in_every_local_body_related_decision-new/</loc>
		<lastmod>2020-01-03T19:58:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/14_subsidized_interest_agriculture_loan_related-new/</loc>
		<lastmod>2020-01-03T19:58:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/13_consultative_document_on_uniform_chart_of_accounts-new/</loc>
		<lastmod>2020-01-03T19:58:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/11_oath_taking_related-new/</loc>
		<lastmod>2020-01-03T19:58:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/12_new_pca_bylaws_related-new/</loc>
		<lastmod>2020-01-03T19:58:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/10_cash_transaction_limit__e-government_procurement_related-new/</loc>
		<lastmod>2020-01-03T19:58:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/09_board_of_directors__ceo_qualification_related/</loc>
		<lastmod>2020-01-03T19:58:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07_district_police_office_crime_investigation_branch_kaski_related/</loc>
		<lastmod>2020-01-03T19:58:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05_provision_relating_to_new_mfis_licensing/</loc>
		<lastmod>2020-01-03T19:58:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/06_consultative_docoment_on_interest_rate/</loc>
		<lastmod>2020-01-03T19:58:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04_call_-of-_information_-on-_nfrs_compliance__draft_financial_statement/</loc>
		<lastmod>2020-01-03T19:58:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03_call_-for-_submitting_-information_-on-_csr-_hr_development_-expenses/</loc>
		<lastmod>2020-01-03T19:58:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01_payment_system_department_related/</loc>
		<lastmod>2020-01-03T19:58:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02_postponement_of_new_licencing_for_d_class_financial_institution/</loc>
		<lastmod>2020-01-03T19:58:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-amendment_in_directive_no-_17-new/</loc>
		<lastmod>2020-01-03T19:58:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-directors_education_employees_training__csr_related/</loc>
		<lastmod>2020-01-03T19:58:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-interest_rate_related/</loc>
		<lastmod>2020-01-03T19:58:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-attachment_to_directives_to_microfinance_fis_2073/</loc>
		<lastmod>2020-01-03T19:58:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-directives_to_microfinance_fis_2073/</loc>
		<lastmod>2020-01-03T19:58:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-branch-opening-related/</loc>
		<lastmod>2020-01-03T19:58:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-crr_related/</loc>
		<lastmod>2020-01-03T19:58:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-earthquake-refinance-procedure-revision-slr-account-opening/</loc>
		<lastmod>2020-01-03T19:59:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-capital-plan-deprived-sector-lend/</loc>
		<lastmod>2020-01-03T19:59:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-earthquake-refinance-procedure-revision-slr-account-opening-new/</loc>
		<lastmod>2020-01-03T19:59:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-swift-transaction-hours-new/</loc>
		<lastmod>2020-01-03T19:59:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-swift-transaction-hours/</loc>
		<lastmod>2020-01-03T19:59:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-arthik-punarudhar-kosh/</loc>
		<lastmod>2020-01-03T19:59:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-arthik-punarudhar-kosh-new/</loc>
		<lastmod>2020-01-03T19:59:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-extension-of-relaxation-in-credit-regulation-new/</loc>
		<lastmod>2020-01-03T19:59:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-extension-of-relaxation-in-credit-regulation/</loc>
		<lastmod>2020-01-03T19:59:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-capital-adequacy-framework-earthquake-relief-refinance-procedure-related/</loc>
		<lastmod>2020-01-03T19:59:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-new-capital-adequacy-framework-2015-new/</loc>
		<lastmod>2020-01-03T19:59:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-new-capital-adequacy-framework-2015/</loc>
		<lastmod>2020-01-03T19:59:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-crr-related/</loc>
		<lastmod>2020-01-03T19:59:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-crr-related-new/</loc>
		<lastmod>2020-01-03T19:59:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-contingency-management-framework-multiple-banking-and-deprived-sector-related-new/</loc>
		<lastmod>2020-01-03T19:59:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-contingency-management-framework-multiple-banking-and-deprived-sector-related/</loc>
		<lastmod>2020-01-03T19:59:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-branch_counter-opening-during-dipawali-chhatha-festival-holiday/</loc>
		<lastmod>2020-01-03T19:59:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-branch_counter-opening-during-dashain-festival-holiday/</loc>
		<lastmod>2020-01-03T19:59:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-additional-express-session-for-ecc/</loc>
		<lastmod>2020-01-03T19:59:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-branch-slr-refinance-productive-sector-related/</loc>
		<lastmod>2020-01-03T19:59:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-capital-plan-disclosure/</loc>
		<lastmod>2020-01-03T19:59:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-bank-rate-capital-deprived-sector/</loc>
		<lastmod>2020-01-03T19:59:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-unified-directives-2072/</loc>
		<lastmod>2020-01-03T19:59:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-capital-adequacy-framework-earthquake-relief-refinance-procedure-related-new/</loc>
		<lastmod>2020-01-03T19:59:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment-unified-directives-2072/</loc>
		<lastmod>2020-01-03T19:59:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-relaxation-in-credit-regulation-and-crr/</loc>
		<lastmod>2020-01-03T19:59:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/2-travel-expenses-for-investigation/</loc>
		<lastmod>2020-01-03T19:59:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment-amendment-in-unified-directives/</loc>
		<lastmod>2020-01-03T19:59:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-crr-related/</loc>
		<lastmod>2020-01-03T19:59:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/agm-clearance-dividend-approval-working-procedure-2072/</loc>
		<lastmod>2020-01-03T19:59:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/3-regular-session-of-friday/</loc>
		<lastmod>2020-01-03T19:59:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/3-regular-session-of-friday-new/</loc>
		<lastmod>2020-01-03T19:59:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/1-non-inclusion-of-preference-share-in-paid-up-capital-new/</loc>
		<lastmod>2020-01-03T19:59:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/2-travel-expenses-for-investigation-new/</loc>
		<lastmod>2020-01-03T19:59:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_9-earthquake-refinance-procedure-revision-new/</loc>
		<lastmod>2020-01-03T19:59:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_9-earthquake-refinance-procedure-revision/</loc>
		<lastmod>2020-01-03T19:59:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_8-extension-of-relaxation-in-credit-regulation/</loc>
		<lastmod>2020-01-03T19:59:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_8-extension-of-relaxation-in-credit-regulation-new/</loc>
		<lastmod>2020-01-03T19:59:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-earthquake-relief-refinance-procedure-related-new/</loc>
		<lastmod>2020-01-03T19:59:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-earthquake-relief-refinance-procedure-related/</loc>
		<lastmod>2020-01-03T19:59:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-crr-related-new/</loc>
		<lastmod>2020-01-03T19:59:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-client-protection-fund/</loc>
		<lastmod>2020-01-03T19:59:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-client-protection-fund-new/</loc>
		<lastmod>2020-01-03T19:59:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-cross-holding-ceo-appointment-related/</loc>
		<lastmod>2020-01-03T19:59:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-relaxation-in-credit-regulation-and-crr/</loc>
		<lastmod>2020-01-03T19:59:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-bank-rate-credit-limit-fingo/</loc>
		<lastmod>2020-01-03T19:59:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment-to-directives-to-microfinance-fis-2072/</loc>
		<lastmod>2020-01-03T19:59:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-non-micr-related-new/</loc>
		<lastmod>2020-01-03T19:59:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-non-micr-related/</loc>
		<lastmod>2020-01-03T19:59:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-post-earthquake-facilities/</loc>
		<lastmod>2020-01-03T19:59:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-post-earthquake-facilities-new/</loc>
		<lastmod>2020-01-03T19:59:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-prime-minister-disaster-relief-fund-related/</loc>
		<lastmod>2020-01-03T19:59:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-crr-related/</loc>
		<lastmod>2020-01-03T19:59:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-branch-opening-kyc-in-earthquake-affected-areas/</loc>
		<lastmod>2020-01-03T19:59:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-earthquake-relief-refinance-procedure-2072/</loc>
		<lastmod>2020-01-03T19:59:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-crr-related/</loc>
		<lastmod>2020-01-03T19:59:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-prime-minister-disaster-relief-fund-related/</loc>
		<lastmod>2020-01-03T19:59:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-prime-minister-disaster-relief-fund-related/</loc>
		<lastmod>2020-01-03T19:59:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-regarding_uninterrupted_services/</loc>
		<lastmod>2020-01-03T19:59:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-revised-watch-list/</loc>
		<lastmod>2020-01-03T19:59:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-amendment-in-yuba-krishi-karja-karyabidhi/</loc>
		<lastmod>2020-01-03T19:59:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-deprived-sector-lending-simplified-kyc-form/</loc>
		<lastmod>2020-01-03T19:59:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-loan-classification-amendment-to-consumer-protection-and-other/</loc>
		<lastmod>2020-01-03T19:59:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-productive-sector-credit-with-attachment-form-no-17-1/</loc>
		<lastmod>2020-01-03T19:59:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-tenure-credit-to-managerial-level-equity-related/</loc>
		<lastmod>2020-01-03T19:59:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-regarding-blacklisting-branch-expansion/</loc>
		<lastmod>2020-01-03T19:59:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-dematerialization-of-shares-as-security-2/</loc>
		<lastmod>2020-01-03T19:59:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-addition-in-promoters-share-foreign-investment/</loc>
		<lastmod>2020-01-03T19:59:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-attachement-yuva-krishi-karja-karyabidhi/</loc>
		<lastmod>2020-01-03T19:59:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-yuva-krishi-karja-karyabidhi/</loc>
		<lastmod>2020-01-03T19:59:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-amendment-on-good-for-payment/</loc>
		<lastmod>2020-01-03T19:59:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-cash-dividend-for-tax-purpose-crr-for-dashain-holiday/</loc>
		<lastmod>2020-01-03T19:59:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-promoter-group/</loc>
		<lastmod>2020-01-03T19:59:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-redemption-reserve-deprived-sector-limit-for-held-for-trading-investment-2/</loc>
		<lastmod>2020-01-03T19:59:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-general-refinance/</loc>
		<lastmod>2020-01-03T19:59:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-paid-up-capital-deprive-se/</loc>
		<lastmod>2020-01-03T19:59:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-ammendments-on-ecc/</loc>
		<lastmod>2020-01-03T19:59:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-cash-reserve-ratio/</loc>
		<lastmod>2020-01-03T19:59:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-provision-regarding-consumer-protection-financial-literacy/</loc>
		<lastmod>2020-01-03T20:00:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-non-micr-cheque-related/</loc>
		<lastmod>2020-01-03T20:00:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-guarantee-related-loan/</loc>
		<lastmod>2020-01-03T20:00:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-attachment-provision-related-to-fingo-conversion/</loc>
		<lastmod>2020-01-03T20:00:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07-consultative-guideline-for-reconstruction-refinance-draft/</loc>
		<lastmod>2020-01-03T20:00:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-crr-related/</loc>
		<lastmod>2020-01-03T20:00:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07-attachment-consultative-guideline-for-reconstruction-refinance-draft/</loc>
		<lastmod>2020-01-03T20:00:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/06-earthquake-2015-impact-assessment-notice/</loc>
		<lastmod>2020-01-03T20:00:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05-bagmati-safai-program/</loc>
		<lastmod>2020-01-03T20:00:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-provision-related-to-fingo-conversion/</loc>
		<lastmod>2020-01-03T20:00:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-nfrs-migration-guidelines-to-bfis/</loc>
		<lastmod>2020-01-03T20:00:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-attachment-nfrs-migration-guidelines-to-bfis/</loc>
		<lastmod>2020-01-03T20:00:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-agm-clearence-dividend-approval-working-proced/</loc>
		<lastmod>2020-01-03T20:00:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-amendment-in-agm-clearance-dividend-approval-working-procedure-2069/</loc>
		<lastmod>2020-01-03T20:00:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-nepal-national-payment-system-development-strategy/</loc>
		<lastmod>2020-01-03T20:00:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-post-earthquke-facilities/</loc>
		<lastmod>2020-01-03T20:00:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-post-earthquke-facilities-new/</loc>
		<lastmod>2020-01-03T20:00:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-credit-information-related/</loc>
		<lastmod>2020-01-03T20:00:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-regarding-managerial-recruitment/</loc>
		<lastmod>2020-01-03T20:00:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-equity-related/</loc>
		<lastmod>2020-01-03T20:00:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-addition-in-promoters-share-foreign-investment/</loc>
		<lastmod>2020-01-03T20:00:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-crr-for-dashain-holiday/</loc>
		<lastmod>2020-01-03T20:00:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-promoter-group-provision-on-credit/</loc>
		<lastmod>2020-01-03T20:00:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-zero-interest-rate-and-lending-limit/</loc>
		<lastmod>2020-01-03T20:00:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-redemption-reserve-deprived-sector-limit-for-held-for-trading-investment/</loc>
		<lastmod>2020-01-03T20:00:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-cheque-clearing-payment-subsidiary-company-governance-related-crr-slr-2/</loc>
		<lastmod>2020-01-03T20:00:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/08-notice-three-model-biniyamawali/</loc>
		<lastmod>2020-01-03T20:00:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07-suchana-napi-karyalaya/</loc>
		<lastmod>2020-01-03T20:00:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05-national-information-commission/</loc>
		<lastmod>2020-01-03T20:00:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-financial-consumer-protection-financial-literacy/</loc>
		<lastmod>2020-01-03T20:00:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-refinance-grievances/</loc>
		<lastmod>2020-01-03T20:00:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-attachment-financial-consumer-protection-financial-literacy/</loc>
		<lastmod>2020-01-03T20:00:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-basel-iii-public-notice-2070/</loc>
		<lastmod>2020-01-03T20:00:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-attachment-basel-iii-and-nepalese-banking-regulations/</loc>
		<lastmod>2020-01-03T20:00:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-unified-directives-for-d-class/</loc>
		<lastmod>2020-01-03T20:00:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-amendment-in-agm-clearance-dividend-approval-working-procedure-2069/</loc>
		<lastmod>2020-01-03T20:00:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-attachment-unified-directives-for-d-class/</loc>
		<lastmod>2020-01-03T20:00:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-foreign-shareholding-related/</loc>
		<lastmod>2020-01-03T20:00:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-corporate-governance-related/</loc>
		<lastmod>2020-01-03T20:00:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-public-holiday/</loc>
		<lastmod>2020-01-03T20:00:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-lending-of-borrowed-fund-crr/</loc>
		<lastmod>2020-01-03T20:00:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-branch-provision-zero-interest-loan/</loc>
		<lastmod>2020-01-03T20:00:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-attachment-form-no-17/</loc>
		<lastmod>2020-01-03T20:00:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-retail-lending-limit-information-exchange/</loc>
		<lastmod>2020-01-03T20:00:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-unified-directives2071/</loc>
		<lastmod>2020-01-03T20:00:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-attachment-ammendments-in-unified-directives2071/</loc>
		<lastmod>2020-01-03T20:00:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-attachment-unified-directives-for-d-class-new/</loc>
		<lastmod>2020-01-03T20:00:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attachment-on-sick-industries/</loc>
		<lastmod>2020-01-03T20:00:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-cheque-clearing-payment-revised/</loc>
		<lastmod>2020-01-03T20:00:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-attachment-unified-directives-2071/</loc>
		<lastmod>2020-01-03T20:00:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-gold-loan-provision-regarding-certificate-of-construction/</loc>
		<lastmod>2020-01-03T20:00:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-attachment-unified-directives-2071-new/</loc>
		<lastmod>2020-01-03T20:00:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-attachment-form-no-15-2-anusuchi-15/</loc>
		<lastmod>2020-01-03T20:00:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-interest-spread/</loc>
		<lastmod>2020-01-03T20:00:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-ammendments-on-cheque-standard-specification/</loc>
		<lastmod>2020-01-03T20:00:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-regulations-related-to-fatca/</loc>
		<lastmod>2020-01-03T20:00:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-sick-industriescorporate-governanceaml-cftbranch-policy/</loc>
		<lastmod>2020-01-03T20:00:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-ammendment-on-circular-no-23/</loc>
		<lastmod>2020-01-03T20:00:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-foreign-shareholding-related/</loc>
		<lastmod>2020-01-03T20:00:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-restructuring-of-loan-policies-regarding-stop-payment/</loc>
		<lastmod>2020-01-03T20:00:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-ecc-revised/</loc>
		<lastmod>2020-01-03T20:00:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-limited-banking-outlets-local-remitance/</loc>
		<lastmod>2020-01-03T20:00:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-stress-testing-call-account-for-b-c/</loc>
		<lastmod>2020-01-03T20:00:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-fund-transfer-revised/</loc>
		<lastmod>2020-01-03T20:00:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-directive-no-19-revised/</loc>
		<lastmod>2020-01-03T20:00:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-fund-transfer/</loc>
		<lastmod>2020-01-03T20:00:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-aml-cft-related/</loc>
		<lastmod>2020-01-03T20:00:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-public-holiday/</loc>
		<lastmod>2020-01-03T20:00:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-treatment-of-surplus-fund-after-merger/</loc>
		<lastmod>2020-01-03T20:00:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-ecc-revised/</loc>
		<lastmod>2020-01-03T20:00:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-interest-spread-operational-risk-banking-to-disabled-corporate-deposit-crr/</loc>
		<lastmod>2020-01-03T20:01:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-attachment-form-no-15/</loc>
		<lastmod>2020-01-03T20:01:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-attachment-form-no-3-2-3-3-3/</loc>
		<lastmod>2020-01-03T20:01:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-productive-sector-lending-branch-expansion-policy-project-lending-restructuring-of-loan/</loc>
		<lastmod>2020-01-03T20:01:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-base-rate-for-b-c/</loc>
		<lastmod>2020-01-03T20:01:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-cheque-clearing-payment-subsidiary-company-governance-related-crr-slr/</loc>
		<lastmod>2020-01-03T20:01:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-fcy-derivatives/</loc>
		<lastmod>2020-01-03T20:01:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-capital-redemption-reserve/</loc>
		<lastmod>2020-01-03T20:01:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-working-capital-lendingminimum-paid-up-capital-ds-lending-information-exchange/</loc>
		<lastmod>2020-01-03T20:01:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-crr-slr-ds-lending-repo-reverse-repo-refinance/</loc>
		<lastmod>2020-01-03T20:01:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-form-no-2-5-for-multiple-lending/</loc>
		<lastmod>2020-01-03T20:01:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/07-suggestions-for-sick-industry-refinance-procedures-2070/</loc>
		<lastmod>2020-01-03T20:01:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/06-information-for-ca-reporting-format/</loc>
		<lastmod>2020-01-03T20:01:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/05-notice-for-suggestions-on-sample-byrules/</loc>
		<lastmod>2020-01-03T20:01:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/03-amendment-in-merger-bylaw-2068/</loc>
		<lastmod>2020-01-03T20:01:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/04-amendment-in-agm-clearance-dividend-approval-working-procedure-2069/</loc>
		<lastmod>2020-01-03T20:01:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-amendment-in-nrb-credit-information-bylaw-2059/</loc>
		<lastmod>2020-01-03T20:01:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-attachment-agm-clearance-dividend-approval-working-procedure-2069/</loc>
		<lastmod>2020-01-03T20:01:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-unified-directives-2070/</loc>
		<lastmod>2020-01-03T20:01:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-agm-clearance-dividend-approval-working-procedure-2069/</loc>
		<lastmod>2020-01-03T20:01:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attachment-unified-directives-2070/</loc>
		<lastmod>2020-01-03T20:01:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-capital-charge-rwa-for-operational-risk/</loc>
		<lastmod>2020-01-03T20:01:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attachment-amendments-in-unified-directives-2070/</loc>
		<lastmod>2020-01-03T20:01:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-mobile-banking-services-2/</loc>
		<lastmod>2020-01-03T20:01:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-no-approval-to-treat-tier-2-capital-for-debt-intstr-loan-by-non-national-level-finacial-institutions/</loc>
		<lastmod>2020-01-03T20:01:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-directives-to-microfinance-fis-2070/</loc>
		<lastmod>2020-01-03T20:01:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-attachment-directives-to-microfinance-fis-2070-main-provisions/</loc>
		<lastmod>2020-01-03T20:01:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-attachment-directives-to-microfinance-fis-2070-annex/</loc>
		<lastmod>2020-01-03T20:01:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:01:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-attachment-amendments-of-directives-to-microfinance-fis/</loc>
		<lastmod>2020-01-03T20:01:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-attachment-ca-reporting-form-no-1-2-3/</loc>
		<lastmod>2020-01-03T20:01:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-amendment-in-ca-reporting-format/</loc>
		<lastmod>2020-01-03T20:01:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-ecc-settlement-days-ecc-standard-cheque/</loc>
		<lastmod>2020-01-03T20:01:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-amendment-related-to-directors-qualification/</loc>
		<lastmod>2020-01-03T20:01:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-revision-in-kyc-provision-provision-to-open-represent-office-provision-to-appoint-directors/</loc>
		<lastmod>2020-01-03T20:01:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-attachment-anusuchi-19-1/</loc>
		<lastmod>2020-01-03T20:01:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-attachment-anusuchi-19-1/</loc>
		<lastmod>2020-01-03T20:01:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-capital-charge-rwa-for-operational-risk-disqualification-to-be-a-director-smes-definition/</loc>
		<lastmod>2020-01-03T20:01:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-amendment-in-kyc-anusuchi-19-1/</loc>
		<lastmod>2020-01-03T20:01:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-mutual-fund-good-for-payment-cheque/</loc>
		<lastmod>2020-01-03T20:01:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-representative-office-opening-doc-on-nepali-language/</loc>
		<lastmod>2020-01-03T20:01:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-cheque-standards-and-specifications/</loc>
		<lastmod>2020-01-03T20:01:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-credit-information-working-area-exp/</loc>
		<lastmod>2020-01-03T20:01:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-sol-waiver/</loc>
		<lastmod>2020-01-03T20:01:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-base-rate/</loc>
		<lastmod>2020-01-03T20:01:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-attachment-base-rate/</loc>
		<lastmod>2020-01-03T20:01:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-crr/</loc>
		<lastmod>2020-01-03T20:01:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-attachment-base-rate-anusuchi/</loc>
		<lastmod>2020-01-03T20:01:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-zero-int-loan-branch-subsidiary-com-deposit-collection-by-d-sol-ext-counter-cheque-stand-specif/</loc>
		<lastmod>2020-01-03T20:01:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-amd-in-loan-to-risk-taker-loan-thr-pvt-company-insurance-agent-by-d-audit-restriction-to-shareholder/</loc>
		<lastmod>2020-01-03T20:01:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-attachment-ecc-revised-provisions-of-cheque-standards-specifications/</loc>
		<lastmod>2020-01-03T20:01:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-third-party-collateral-depository-interest-recognition-policy-tr-loan-etc/</loc>
		<lastmod>2020-01-03T20:01:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-it-guideline-2012/</loc>
		<lastmod>2020-01-03T20:01:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-monetary-policy-bank-rate-slf-crr-dsl-etc/</loc>
		<lastmod>2020-01-03T20:01:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-icaap-guideline-2012/</loc>
		<lastmod>2020-01-03T20:01:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-agri-hydro-lending-form-no-3-3/</loc>
		<lastmod>2020-01-03T20:01:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment/</loc>
		<lastmod>2020-01-03T20:01:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-refinance-facilities-ccd-ratio/</loc>
		<lastmod>2020-01-03T20:01:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:01:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-attachment-tor-for-sub-committee/</loc>
		<lastmod>2020-01-03T20:01:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-attachment-form-no-9-1-9-2-9-3ka-9-12-9-16-9-17-9-18-9-19-9-20-2-1/</loc>
		<lastmod>2020-01-03T20:01:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-ecc-revised-provisions/</loc>
		<lastmod>2020-01-03T20:01:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-tax-deduction-on-interest-paid/</loc>
		<lastmod>2020-01-03T20:01:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/notice-for-listing-of-management-team/</loc>
		<lastmod>2020-01-03T20:01:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-attachment/</loc>
		<lastmod>2020-01-03T20:01:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/attachment-appilication-form-for-listing-of-management-team/</loc>
		<lastmod>2020-01-03T20:01:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-attachment-unified-directives-2069/</loc>
		<lastmod>2020-01-03T20:01:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-unified-directives-2069/</loc>
		<lastmod>2020-01-03T20:01:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-attachment-amendments-in-unified-directives-2068/</loc>
		<lastmod>2020-01-03T20:01:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-attachment-e-banking-services/</loc>
		<lastmod>2020-01-03T20:01:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-e-banking-services/</loc>
		<lastmod>2020-01-03T20:01:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-term-loan-deprived-sector-loan-prepayment-charge/</loc>
		<lastmod>2020-01-03T20:01:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-margin-type-loan-against-share/</loc>
		<lastmod>2020-01-03T20:01:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-share-investment-in-d-class-inst/</loc>
		<lastmod>2020-01-03T20:01:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:01:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-npr-electronic-cheque-clearing/</loc>
		<lastmod>2020-01-03T20:01:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-loan-repay-schedule-d-sector-lending-promoter-share-in-d-black-listing-relief-of-fine-mortgage-release/</loc>
		<lastmod>2020-01-03T20:01:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-ccd-ratio-lcy-loan-grant-fcy-transaction-loan-purchase-sick-ind-desk-fees-for-operating-account/</loc>
		<lastmod>2020-01-03T20:01:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-attachment-revised-directive-no-19-for-aml-cft/</loc>
		<lastmod>2020-01-03T20:02:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-revised-directive-no-19-for-aml-cft/</loc>
		<lastmod>2020-01-03T20:02:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-attachment-form-no-3-9/</loc>
		<lastmod>2020-01-03T20:02:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-stress-testing/</loc>
		<lastmod>2020-01-03T20:02:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-agri-hydro-lending-form-no-3-9-3-zero-interest-loan-agri-refinance/</loc>
		<lastmod>2020-01-03T20:02:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-attachment-stress-testing-guidelines/</loc>
		<lastmod>2020-01-03T20:02:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-time-extension-for-interest-bearing-account-bank-ceo-salary/</loc>
		<lastmod>2020-01-03T20:02:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-credit-purchase-against-interbank-lending-permission-to-be-obtained-for-branch-of-d-class/</loc>
		<lastmod>2020-01-03T20:02:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-housing-real-estate-loan/</loc>
		<lastmod>2020-01-03T20:02:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-limit-for-promoter-share-self-declaration-by-directors-fcy-clearing-provision-for-sub-committee/</loc>
		<lastmod>2020-01-03T20:02:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-credit-gtee-branch-expansion-zero-interest-loan-hydro-refinancing-cd-ratio/</loc>
		<lastmod>2020-01-03T20:02:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-deprived-sector-lending-interest-bearing-accounts-credit-information/</loc>
		<lastmod>2020-01-03T20:02:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-repeal-of-liquidity-management-refinance/</loc>
		<lastmod>2020-01-03T20:02:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-recognition-of-interest-on-deferred-cash-basis/</loc>
		<lastmod>2020-01-03T20:02:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-provisions-regarding-absence-of-director-unclaimed-dividend-deposits-and-ecc-provisions-amend/</loc>
		<lastmod>2020-01-03T20:02:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:02:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-nepal-ecc-rules-book/</loc>
		<lastmod>2020-01-03T20:02:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:02:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-attachment-nepal-ecc-operating-rules/</loc>
		<lastmod>2020-01-03T20:02:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-crr-for-dashain/</loc>
		<lastmod>2020-01-03T20:02:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-promoter-share-balance-certificate-ads-inv-equilisation-reserve-cctv-deprive-sector-lending/</loc>
		<lastmod>2020-01-03T20:02:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-ceos-remuneration-guidelines-for-b-c-and-d-class-institutions/</loc>
		<lastmod>2020-01-03T20:02:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-nepal-governments-immediate-relief-program-2068/</loc>
		<lastmod>2020-01-03T20:02:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-shareholding-limit-margin-lending-renewal-interbank-lending-provision-directive-9-amend-risk-weight-form-2-1/</loc>
		<lastmod>2020-01-03T20:02:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-attachment-amended-directive-no-9/</loc>
		<lastmod>2020-01-03T20:02:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-attachment-anusuchi-1/</loc>
		<lastmod>2020-01-03T20:02:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-restructuring-and-provisioning-crr-penalty-prohibiting-opening-deposit-account-reporitng-ngos/</loc>
		<lastmod>2020-01-03T20:02:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-fd-account-of-foreign-investor-amendment-in-directive-2-and-3-amlprority-sector-lending/</loc>
		<lastmod>2020-01-03T20:02:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-anusuchi-3/</loc>
		<lastmod>2020-01-03T20:02:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-monetary-policy-crr-o-int-loan-deprived-lending-deposit-ins-governance-productive-lending/</loc>
		<lastmod>2020-01-03T20:02:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-recognition-of-outstanding-interest-principal-received-in-shrawan/</loc>
		<lastmod>2020-01-03T20:02:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/6-amendment-in-lolr-policy-2067/</loc>
		<lastmod>2020-01-03T20:02:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/4-attachment-merger-bylaws-2068/</loc>
		<lastmod>2020-01-03T20:02:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/4-merger-bylaws-2068/</loc>
		<lastmod>2020-01-03T20:02:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/3-account-block-release-circular-through-website/</loc>
		<lastmod>2020-01-03T20:02:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/2-attachment-lender-of-last-resort-policy-2067/</loc>
		<lastmod>2020-01-03T20:02:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/2-lender-of-last-resort-policy-2067/</loc>
		<lastmod>2020-01-03T20:02:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-notice-by-financial-action-task-force/</loc>
		<lastmod>2020-01-03T20:02:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/02-banking-service-fee/</loc>
		<lastmod>2020-01-03T20:02:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-unified-directives-2068/</loc>
		<lastmod>2020-01-03T20:02:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/01-attachement-banking-service-fee/</loc>
		<lastmod>2020-01-03T20:02:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-attachment-2-unified-directives-2068/</loc>
		<lastmod>2020-01-03T20:02:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-attachment-1-amendment-in-various-provisions-of-directives-no-1-2-3-4-5-6-8-10-12-13-14-1920-21/</loc>
		<lastmod>2020-01-03T20:02:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-attachment-anusuchi-9-3-ka-9-14-and-4-a/</loc>
		<lastmod>2020-01-03T20:02:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-attachment-nepal-ecc-rules-book/</loc>
		<lastmod>2020-01-03T20:02:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-electronic-submission-of-nrb-form-no-9-19-39-3ka9-49-79-89-9/</loc>
		<lastmod>2020-01-03T20:02:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-crr-for-dashain/</loc>
		<lastmod>2020-01-03T20:02:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-attachment-anusuchi-9-3-ka-9-14-and-4-a/</loc>
		<lastmod>2020-01-03T20:02:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-revision-on-real-estate-loan-and-margin-type-lending/</loc>
		<lastmod>2020-01-03T20:02:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-revision-on-interbank-borrowing/</loc>
		<lastmod>2020-01-03T20:02:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-revision-of-interest-rate-on-refinance-for-liquidity-management/</loc>
		<lastmod>2020-01-03T20:02:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-provision-regarding-actions-for-non-fulfilling-of-paid-up-capital/</loc>
		<lastmod>2020-01-03T20:02:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-attachment-anusuchi-1-4-for-refinance-for-liquidity-management/</loc>
		<lastmod>2020-01-03T20:02:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-refinance-for-liquidity-management-interbank-transactions/</loc>
		<lastmod>2020-01-03T20:02:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-ecc-rule-book-ecc-operating-rule-cheque-standard-specifications/</loc>
		<lastmod>2020-01-03T20:02:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-attachment-cheque-standards-and-specifications/</loc>
		<lastmod>2020-01-03T20:02:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-attachment-nepal-ecc-operating-rules/</loc>
		<lastmod>2020-01-03T20:02:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-working-area-reduction/</loc>
		<lastmod>2020-01-03T20:02:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-upgradation-directives/</loc>
		<lastmod>2020-01-03T20:02:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-promoter-share/</loc>
		<lastmod>2020-01-03T20:02:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attachment-upgradation-directives/</loc>
		<lastmod>2020-01-03T20:02:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-mutual-fund/</loc>
		<lastmod>2020-01-03T20:02:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-revision-on-cd-ratio-black-listing-of-valuators-and-long-form-audit-report/</loc>
		<lastmod>2020-01-03T20:02:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-revision-on-real-estate-loan-and-margin-type-lending/</loc>
		<lastmod>2020-01-03T20:02:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-attachment-long-form-audit-report/</loc>
		<lastmod>2020-01-03T20:02:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-deposits-upto-rs-2-lakhs-to-be-insured-by-b-c/</loc>
		<lastmod>2020-01-03T20:02:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-revision-on-provisions-regarding-expansion-of-working-area/</loc>
		<lastmod>2020-01-03T20:02:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-promoter-share-pledged-quarterly-reporting-via-form-9-6-1/</loc>
		<lastmod>2020-01-03T20:02:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-blacklisting-interest-rate-disclosure-deposit-insurance-data/</loc>
		<lastmod>2020-01-03T20:02:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-correspondence-by-non-executive-chairman/</loc>
		<lastmod>2020-01-03T20:02:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-zero-interest-loan/</loc>
		<lastmod>2020-01-03T20:02:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-promoter-share-crrwithhelding-point-8-of-circular-no-6/</loc>
		<lastmod>2020-01-03T20:02:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-attachment-zero-interest-loan-anusuchi/</loc>
		<lastmod>2020-01-03T20:02:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-extension-counter-promoter-share-form-9-3/</loc>
		<lastmod>2020-01-03T20:02:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-chief-executives-remuneration/</loc>
		<lastmod>2020-01-03T20:02:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-crr-for-tihar-chhatha/</loc>
		<lastmod>2020-01-03T20:02:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-attachment-chief-executives-remuneration/</loc>
		<lastmod>2020-01-03T20:02:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-time-extension-for-realizaton-of-inerest/</loc>
		<lastmod>2020-01-03T20:02:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-plan-for-productive-sector-loan/</loc>
		<lastmod>2020-01-03T20:02:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-real-estate-revision-in-definition-structure-branch/</loc>
		<lastmod>2020-01-03T20:03:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-attachment-productive-sector-loan-anusuchi-1-and-2/</loc>
		<lastmod>2020-01-03T20:03:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-attachment-of-cicular-no-5-067-68/</loc>
		<lastmod>2020-01-03T20:03:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-attachment-of-cicular-no-5-067-68-nrb-form-no-9-9/</loc>
		<lastmod>2020-01-03T20:03:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-risk-management-guidelines/</loc>
		<lastmod>2020-01-03T20:03:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-bills-purchase-investment-privileges-for-share-investment-on-cib-nepal-clearing-house-nbti/</loc>
		<lastmod>2020-01-03T20:03:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-attachment-risk-management-guidelines/</loc>
		<lastmod>2020-01-03T20:03:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-crr-capital-plan-for-special-1-district-exemption-in-slr-penalty-cheque-nba/</loc>
		<lastmod>2020-01-03T20:03:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-attachment-of-21-8-3-13-3-14-1/</loc>
		<lastmod>2020-01-03T20:03:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-monetary-policy/</loc>
		<lastmod>2020-01-03T20:03:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/notice-urgent-notice-of-nrb-to-non-issuer-of-ipos/</loc>
		<lastmod>2020-01-03T20:03:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_50-attachment-of-unified_directives_-2067/</loc>
		<lastmod>2020-01-03T20:03:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_50-unified-directives2067/</loc>
		<lastmod>2020-01-03T20:03:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_49-extension-of-time-to-bring-transactions-within-approved-area-share-investment-in-d-saving-account-meeting-allowance-right-renounce-procedure/</loc>
		<lastmod>2020-01-03T20:03:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_48-renewal-of-real-estate-loan/</loc>
		<lastmod>2020-01-03T20:03:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_46-revision-in-directive-no-34569101516-and-20-of-unified-directives-2066/</loc>
		<lastmod>2020-01-03T20:03:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_47-addition-in-point-no-11-of-unified-directives-2-2066-and-point-no-2-of-6-2066/</loc>
		<lastmod>2020-01-03T20:03:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_46-attachment-of-cicular-46-066-67/</loc>
		<lastmod>2020-01-03T20:03:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_44-export-re-financing-facility/</loc>
		<lastmod>2020-01-03T20:03:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_45-addition-in-merchant-banking-bod-of-subsidiary-credit-to-organized-promoter-of-class-d/</loc>
		<lastmod>2020-01-03T20:03:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_44-attachment-of-export-re-financing-facility/</loc>
		<lastmod>2020-01-03T20:03:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_43-revision-on-unified-directives-2-066-point-9-and-10-066-point-16/</loc>
		<lastmod>2020-01-03T20:03:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_41-attachment-of-annex-4a-addition-in-unified-12-066-4-crr/</loc>
		<lastmod>2020-01-03T20:03:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_42-crr/</loc>
		<lastmod>2020-01-03T20:03:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_41-amendment-in-annex-4a-sale-of-promoter-share-addition-in-unified-12-066-4-crr/</loc>
		<lastmod>2020-01-03T20:03:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_40-withdrawal-of-action-against-5-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-extension-of-operation-area-by-limited-banking-ngos/</loc>
		<lastmod>2020-01-03T20:03:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-prohibition-on-ipo-organised-sector-defined/</loc>
		<lastmod>2020-01-03T20:03:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_39-investment-in-bfis-by-nrn-slr-and-rivision-on-refinancing-facilities/</loc>
		<lastmod>2020-01-03T20:03:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-subsidiary-company-for-deprived-sector-lending/</loc>
		<lastmod>2020-01-03T20:03:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_37-amendment-in-unified-directive-no-12-and-20/</loc>
		<lastmod>2020-01-03T20:03:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_38-transfer-of-promoters-right-share-clarification-on-slr/</loc>
		<lastmod>2020-01-03T20:03:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_36-sol-slr-export-refinance-licence-open-for-b-and-d/</loc>
		<lastmod>2020-01-03T20:03:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_35-cash-deposit-for-loi-licensing-policy/</loc>
		<lastmod>2020-01-03T20:03:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-refinancing-facilities/</loc>
		<lastmod>2020-01-03T20:03:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_34-opening-of-foreign-branch-by-commercial-bank/</loc>
		<lastmod>2020-01-03T20:03:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-attachment-of-refinancing-facilities/</loc>
		<lastmod>2020-01-03T20:03:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-deposit-mobilization-to-d-class-bank/</loc>
		<lastmod>2020-01-03T20:03:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-rivision-on-margin-type-lending/</loc>
		<lastmod>2020-01-03T20:03:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-postponement-to-deposit-in-yuba-sworojgar/</loc>
		<lastmod>2020-01-03T20:03:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-withdrawal-of-action-against-6-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-foreign-currency-transaction-amd-in-c-a-framework-and-amd-in-anusuchi-4-30/</loc>
		<lastmod>2020-01-03T20:03:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-rivision-on-point-no-9-of-unified-directive-1-of-066/</loc>
		<lastmod>2020-01-03T20:03:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-attachment-of-amd-in-c-a-framework-form-no-1-2-6-and-8-and-amd-in-anusuchi-4-30/</loc>
		<lastmod>2020-01-03T20:03:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-extension-of-time-to-streamline-beyond-geographical-area-lending/</loc>
		<lastmod>2020-01-03T20:03:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-crr/</loc>
		<lastmod>2020-01-03T20:03:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-rivision-in-clause-6-2-of-licensing-policy-2063/</loc>
		<lastmod>2020-01-03T20:03:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-amendment-in-standing-liquidity-facility/</loc>
		<lastmod>2020-01-03T20:03:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-limit-on-real-state-amd-9-3-ka-4-a-cd-ratio-interest-bearing-ac-merchant-bank-ic-purchase-for-d/</loc>
		<lastmod>2020-01-03T20:03:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-attachment-of-9-3-ka-4-a/</loc>
		<lastmod>2020-01-03T20:03:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-limit-on-real-state-amd-9-3-ka-4-a-cd-ratio-interest-bearing-ac-merchant-bank-ic-purchase-for-d-new/</loc>
		<lastmod>2020-01-03T20:03:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-amd-in-capital-plan-sol/</loc>
		<lastmod>2020-01-03T20:03:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-technical-service-agreement-for-technology-transfer/</loc>
		<lastmod>2020-01-03T20:03:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-subsidiary-for-merchant-banking/</loc>
		<lastmod>2020-01-03T20:03:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-withdrawal-of-action-against-3-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-work-permit-for-foreign-nationals/</loc>
		<lastmod>2020-01-03T20:03:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-margin-type-lending-underwriting-non-executive-directors/</loc>
		<lastmod>2020-01-03T20:03:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-mobile-banking-service/</loc>
		<lastmod>2020-01-03T20:03:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-clarification-on-circular-5-66-67-point-no-3/</loc>
		<lastmod>2020-01-03T20:03:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-bank-open-in-dashain/</loc>
		<lastmod>2020-01-03T20:03:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-withdrawal-of-action-against-4-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-unified-directives-2066/</loc>
		<lastmod>2020-01-03T20:03:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-crr-dashain-issue-loan-through-account-payee-cheque/</loc>
		<lastmod>2020-01-03T20:03:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-withdrawal-of-action-against-2-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-attachment-slr-form-no-13-3/</loc>
		<lastmod>2020-01-03T20:03:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-monetary-policy-consortium-solslrsubsidiarydeprive-sectorcheque-transaction-over-50-laks/</loc>
		<lastmod>2020-01-03T20:03:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-black-list-ceo-and-staffs-amendment-in-annex-4-30-to-4-36/</loc>
		<lastmod>2020-01-03T20:03:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-attachment-amd-in-annex-4-30/</loc>
		<lastmod>2020-01-03T20:03:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-withdrawal-of-action-against-a-willful-defaulter/</loc>
		<lastmod>2020-01-03T20:03:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_52-dsl-computation-by-c/</loc>
		<lastmod>2020-01-03T20:03:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_50-d-51-pc-prom-right-sh-b-and-c-atm/</loc>
		<lastmod>2020-01-03T20:03:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_51-withdrawal-of-action-against-3-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:03:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_48-benefit-till-license-delisting-ca-and-expert/</loc>
		<lastmod>2020-01-03T20:03:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_46-branchless-banking-locker-financial-sta/</loc>
		<lastmod>2020-01-03T20:03:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_47-unaudited-and-audited-financial-result/</loc>
		<lastmod>2020-01-03T20:03:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_45-insurance-of-acno-extra-benefitcallable-fdrcrossholding/</loc>
		<lastmod>2020-01-03T20:03:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_43-compilation-revision-of-fdr-circulars/</loc>
		<lastmod>2020-01-03T20:03:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_44-withdrawal-of-action-against-13-defaulters/</loc>
		<lastmod>2020-01-03T20:03:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_41-additional-blacklist-action/</loc>
		<lastmod>2020-01-03T20:03:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_40-youth-self-employment-fund-deprived-sector/</loc>
		<lastmod>2020-01-03T20:03:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_39-technical-service-to-foreign-banksdeferred-tax/</loc>
		<lastmod>2020-01-03T20:03:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_40-attachment-anusuchi-of-ysf/</loc>
		<lastmod>2020-01-03T20:03:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_38-ciaa-governance/</loc>
		<lastmod>2020-01-03T20:03:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_36-interest-delayed-on-electrical-vehicle-loan-deposit-in-sworojgar-kosh/</loc>
		<lastmod>2020-01-03T20:04:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_37-kycdomestic-remittancerw-of-callable-fdr/</loc>
		<lastmod>2020-01-03T20:04:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_35-amendment-in-point-2-of-circular-32_065_66/</loc>
		<lastmod>2020-01-03T20:04:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_34-clarification-of-circular-no-32-065-66/</loc>
		<lastmod>2020-01-03T20:04:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-action-against-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:04:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_32-attach-name-list-of-defaulters/</loc>
		<lastmod>2020-01-03T20:04:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_31-geographical-area-annex-4-32-deprived-sector-slf-rate-etc/</loc>
		<lastmod>2020-01-03T20:04:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-pp-seizure_2nd-list/</loc>
		<lastmod>2020-01-03T20:04:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-report-on-new-deposit-accounts/</loc>
		<lastmod>2020-01-03T20:04:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-defulter-list-238/</loc>
		<lastmod>2020-01-03T20:04:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-prohibition-in-own-bfis-s-share-transaction/</loc>
		<lastmod>2020-01-03T20:04:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-annex-of-circular-no-28/</loc>
		<lastmod>2020-01-03T20:04:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-report-of-prom-share-investment-above-rs-2-m/</loc>
		<lastmod>2020-01-03T20:04:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_42-invest-adjust-fund-loi-for-incorporation/</loc>
		<lastmod>2020-01-03T20:04:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-clarification-on-cir-23-margin-call-fdr-documents-in-nepali/</loc>
		<lastmod>2020-01-03T20:04:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-upto-rs-2-lacs-credit-to-youth-as-dsl/</loc>
		<lastmod>2020-01-03T20:04:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-amendment-in-tr-loan/</loc>
		<lastmod>2020-01-03T20:04:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-record-of-home-loan-above-rs-1-million/</loc>
		<lastmod>2020-01-03T20:04:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-electronic-payment/</loc>
		<lastmod>2020-01-03T20:04:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-pro-share-investment-d-grade-depr-sec/</loc>
		<lastmod>2020-01-03T20:04:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-attach-productwise-form/</loc>
		<lastmod>2020-01-03T20:04:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-productwise-credit-information/</loc>
		<lastmod>2020-01-03T20:04:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-margin-lendingamort-fdrborrowing/</loc>
		<lastmod>2020-01-03T20:04:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-attach-self-declaration-anusuchi-12/</loc>
		<lastmod>2020-01-03T20:04:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-amendment-in-right-share-circ-14/</loc>
		<lastmod>2020-01-03T20:04:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-amendment-in-cir-35-64-65-interbank/</loc>
		<lastmod>2020-01-03T20:04:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-right-share-and-banking-documentation/</loc>
		<lastmod>2020-01-03T20:04:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-deprived-sector-hospital/</loc>
		<lastmod>2020-01-03T20:04:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-crr/</loc>
		<lastmod>2020-01-03T20:04:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-cross-holding/</loc>
		<lastmod>2020-01-03T20:04:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-monetary-policy-provision/</loc>
		<lastmod>2020-01-03T20:04:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-excess-shareholding-bank-guarantee-low-cost-housing-microcredit/</loc>
		<lastmod>2020-01-03T20:04:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-clarification-about-ppa-on-circular-no-15-064_65/</loc>
		<lastmod>2020-01-03T20:04:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-amendment-in-swift-timing/</loc>
		<lastmod>2020-01-03T20:04:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-application-for-merger-upgrade/</loc>
		<lastmod>2020-01-03T20:04:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-updated-capital-adequacy-framework/</loc>
		<lastmod>2020-01-03T20:04:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-domestic-swift-transactions/</loc>
		<lastmod>2020-01-03T20:04:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-attachment-capital-adeuqacy-framework-2007-update-2008/</loc>
		<lastmod>2020-01-03T20:04:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_06-new-account-opening/</loc>
		<lastmod>2020-01-03T20:04:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_05-ipo-within-2-years/</loc>
		<lastmod>2020-01-03T20:04:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_04-lending-against-coupon-securities/</loc>
		<lastmod>2020-01-03T20:04:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03-option-linked-scheme-capital-stru/</loc>
		<lastmod>2020-01-03T20:04:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-statistics-d-class/</loc>
		<lastmod>2020-01-03T20:04:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_39-crr-due-to-republic-declaration/</loc>
		<lastmod>2020-01-03T20:04:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-clarification-of-promoter-group-shares/</loc>
		<lastmod>2020-01-03T20:04:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_33-ownership-transfer-of-1-or-less-promoters-share-without-prior-permission-of-nrb/</loc>
		<lastmod>2020-01-03T20:04:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-margin-lending-upto-50-of-last-90-days-doc/</loc>
		<lastmod>2020-01-03T20:04:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_30-dsl-upto-25-in-real-estate-no-ipo-loan-doc/</loc>
		<lastmod>2020-01-03T20:04:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_07-attachment/</loc>
		<lastmod>2020-01-03T20:04:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_28-business-capital-plan/</loc>
		<lastmod>2020-01-03T20:04:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_29-core-capital-ratio/</loc>
		<lastmod>2020-01-03T20:04:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_27-credit-purchase-repurchase-and-takeover/</loc>
		<lastmod>2020-01-03T20:04:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_25-minimum-paid-up-capital/</loc>
		<lastmod>2020-01-03T20:04:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_26-prize-based-deposit-scheme/</loc>
		<lastmod>2020-01-03T20:04:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_24-compulsory-lending-to-deprived-sector/</loc>
		<lastmod>2020-01-03T20:04:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_22-action-against-willful-defaulters/</loc>
		<lastmod>2020-01-03T20:04:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_23-lending-for-ipo-application/</loc>
		<lastmod>2020-01-03T20:04:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_21-pre-ope-exprestrict-on-deposit-and-credit/</loc>
		<lastmod>2020-01-03T20:04:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_19-reopening-branches-and-counters/</loc>
		<lastmod>2020-01-03T20:04:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_20-loans-against-guarantee-and-counter-gtee/</loc>
		<lastmod>2020-01-03T20:04:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_18-action-to-unrestructured-and-defaulter/</loc>
		<lastmod>2020-01-03T20:04:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_17-minimum-loan-loss-provision-rates/</loc>
		<lastmod>2020-01-03T20:04:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_15-e-tds-submission-number/</loc>
		<lastmod>2020-01-03T20:04:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_16-debt-recovery/</loc>
		<lastmod>2020-01-03T20:04:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-amendment-in-directive-no-1-and-4-061-62/</loc>
		<lastmod>2020-01-03T20:04:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_13-directive-no-14-063-64-instead-of-14-061-62/</loc>
		<lastmod>2020-01-03T20:04:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_11-at-least-10-pc-of-paidup-capital-in-caf/</loc>
		<lastmod>2020-01-03T20:04:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_12-revision-in-directive-no-10-061-62/</loc>
		<lastmod>2020-01-03T20:04:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_10-crr/</loc>
		<lastmod>2020-01-03T20:04:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_08-no-rightbonus-cash-to-blacklisted/</loc>
		<lastmod>2020-01-03T20:04:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_09-information-about-rescheduling-the-loan/</loc>
		<lastmod>2020-01-03T20:04:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_03_to_7/</loc>
		<lastmod>2020-01-03T20:04:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_02-implementation-of-monetary-policy/</loc>
		<lastmod>2020-01-03T20:04:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_14-attachment-tables/</loc>
		<lastmod>2020-01-03T20:04:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/circular_01-limit-on-promoter-share-investment/</loc>
		<lastmod>2020-01-03T20:04:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/long_form_audit_report_for_all_class_financial_institutions/</loc>
		<lastmod>2020-01-03T20:05:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/unified_directives_-2067/</loc>
		<lastmod>2020-01-03T20:05:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/directives_to_cooperatives_2058/</loc>
		<lastmod>2020-01-03T20:05:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/716-tanka-bdr-khadka-othersmpp/</loc>
		<lastmod>2020-01-03T20:05:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/263-ram-krishna-dhungel-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:05:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/270-prem-bdr-rana-magar-others-rokkafukuwa-mpb-maharajgunj-mpb-durbarmargiro-lalitpur/</loc>
		<lastmod>2020-01-03T20:05:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/249-madhav-pd-dhakal-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/256-shah-fix-itta-others-fukuwa-iro-janakpur-dhangadhi-dpo-dmli/</loc>
		<lastmod>2020-01-03T20:05:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/242-dr-rohit-kumar-jha-mpp/</loc>
		<lastmod>2020-01-03T20:05:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/235-lekhnath-lamichhane-others-rokkafukuwa-mppdmli-dpo/</loc>
		<lastmod>2020-01-03T20:05:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/149-churiyamai-brick-indus-prvt-iro-makawanpur-2/</loc>
		<lastmod>2020-01-03T20:05:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/150-chandrakant-chaudhari-otherscib-maharajganj-2/</loc>
		<lastmod>2020-01-03T20:05:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/129-poshraj-bhattaraicib-teku-2/</loc>
		<lastmod>2020-01-03T20:05:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/126-bhupal-giri-and-others-2/</loc>
		<lastmod>2020-01-03T20:05:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/128-dipak-kumar-shresthaciaa-tangal-2/</loc>
		<lastmod>2020-01-03T20:05:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/125-ganesh-basyal-otherspho-naxal-2/</loc>
		<lastmod>2020-01-03T20:05:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/068-chakreswari-katthmandu-marketing-tso-battisputali-2/</loc>
		<lastmod>2020-01-03T20:05:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/069-dilip-pandit-arya-2/</loc>
		<lastmod>2020-01-03T20:05:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/277-santosh-bhandari-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/066-kaman-singh-lama-related-2/</loc>
		<lastmod>2020-01-03T20:05:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/067-ramhari-fuyal-related-2/</loc>
		<lastmod>2020-01-03T20:05:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/274-jin-mata-traders-fukuwa-iro-birgunj/</loc>
		<lastmod>2020-01-03T20:05:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/275-som-bdr-darji-others-rokka-others-mppdpo-biratnagar/</loc>
		<lastmod>2020-01-03T20:05:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/273-jana-jagriti-drug-house-fukuwa-iro-biratnagar/</loc>
		<lastmod>2020-01-03T20:05:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/271-jagdish-kumar-madbari-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/272-biswanath-jha-ciaa/</loc>
		<lastmod>2020-01-03T20:05:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/267-suresh-kumar-shah-others-rokka-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:05:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/268-ds-mona-jv-others-fukuwa-iro-birgunjrajaswa-anusandhandao-surkhet-dmli/</loc>
		<lastmod>2020-01-03T20:05:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/269-dhan-kumari-karki-others-fukuwa-mppiro-maharajgunj-dpo-inaruwa/</loc>
		<lastmod>2020-01-03T20:05:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/266-muna-shrestha-others-rokka-mpp/</loc>
		<lastmod>2020-01-03T20:05:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/265-pappu-construction-others-fukuwa-iro-birgunjiro-bharatpurlalitpurmpp/</loc>
		<lastmod>2020-01-03T20:05:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/262-anjan-baral-others-rokka-mpp-prahari-pradhan/</loc>
		<lastmod>2020-01-03T20:05:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/264-rajkumar-yadav-ciaa/</loc>
		<lastmod>2020-01-03T20:05:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/261-jagatnarayan-shrestha-fukuwa-ciaa/</loc>
		<lastmod>2020-01-03T20:05:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/259-lal-bdr-sunar-ciaa/</loc>
		<lastmod>2020-01-03T20:05:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/260-buchhi-devi-mandal-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/258-subash-maalbul-others-rokka-mpb-maharajgunj-prahari-pradhan-maharajgunj/</loc>
		<lastmod>2020-01-03T20:05:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/257-shanta-kumari-others-rokkafukuwa-mpp-teku-iro-dhangadhisimara-and-koteshwor/</loc>
		<lastmod>2020-01-03T20:05:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/253-amir-thapa-others-rokka-mpppraharirajaswa-anusandhandmli/</loc>
		<lastmod>2020-01-03T20:05:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/254-sagar-pd-selwal-rokka-mpb-maharajgunj/</loc>
		<lastmod>2020-01-03T20:05:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/252-som-bdr-limbu-others-rokka-fukuwa-mpp-iro-janakpurdham/</loc>
		<lastmod>2020-01-03T20:05:30+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/251-shivam-general-stores-others-fukuwa-iro-dhangadhi-dpo-inaruwa/</loc>
		<lastmod>2020-01-03T20:05:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/250-bhogilal-yadav-ciaa/</loc>
		<lastmod>2020-01-03T20:05:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/247-binod-ale-magar-others-rokka-mpp/</loc>
		<lastmod>2020-01-03T20:05:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/248-shiva-nirman-sewa-others-rokka-iro-ba/</loc>
		<lastmod>2020-01-03T20:05:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/246-mathura-enterprises-others-rokka-phukuwa-and-bibaran-iro-damakbharatpurjanakpurdham-dpo-bara-mpp-teku/</loc>
		<lastmod>2020-01-03T20:05:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/244-milan-joshi-others-rokka-bibaran-mpp-tekudpoiro-dhangadhi/</loc>
		<lastmod>2020-01-03T20:05:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/245-santosh-kumar-sah-others-rokka-phukuwa-and-bibaran-mpp-gaushaladpo-bardiyairo-dhangadhi/</loc>
		<lastmod>2020-01-03T20:05:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/243-sarbagya-acharya-others-rokka-fukuwa-mppillakairo-birgunj-dmli/</loc>
		<lastmod>2020-01-03T20:05:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/240-nur-jamal-ansari-others-rokkafukuwa-others-mpp-iro-battisputalimaharajgunjdmli/</loc>
		<lastmod>2020-01-03T20:05:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/241-bisnu-pd-bhattarai-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/239-chandra-bdr-tamang-others-rokkafukuwa-mppiro-dhangadhidpo-others/</loc>
		<lastmod>2020-01-03T20:05:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/237-khil-kumari-khadka-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/238-kharel-stores-others-fukuwa-iro-putalisadak-balaju/</loc>
		<lastmod>2020-01-03T20:05:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/236-sanu-maharjan-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/233-sonu-kumar-others-dpo-birgunj-dao/</loc>
		<lastmod>2020-01-03T20:05:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/234-k-sis-restaurant-others-fukuwa-iro-maharajgunjmpp-dmli-others/</loc>
		<lastmod>2020-01-03T20:05:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/232-birat-media-others-rokkafukuwa-shram-tatha-rojgarmppdpo-surkhet-others/</loc>
		<lastmod>2020-01-03T20:05:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/230-kisan-bista-others-rokka-fukuwa-mpp-rajaswa-anusandhan-others/</loc>
		<lastmod>2020-01-03T20:05:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/231-kamal-pd-dahal-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/229-keshav-pd-neupane-others-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:05:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/213-tara-lal-biswokarma-others-rokka-mpp-laghuausadh-niyantran-bureau/</loc>
		<lastmod>2020-01-03T20:05:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/221-devraj-pokhrel-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/206-sri-nanglo-cafe-others-fukuwa-iro-putalisadakhetauda-dao-parsa/</loc>
		<lastmod>2020-01-03T20:05:46+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/192-sangita-gurung-others-rokka-mppvteku-7-maharajgunj/</loc>
		<lastmod>2020-01-03T20:05:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/199-mina-oil-stores-fukuwa-iro-damauli/</loc>
		<lastmod>2020-01-03T20:05:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/185-shyambinay-pd-others-rokka-mpp/</loc>
		<lastmod>2020-01-03T20:05:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/227-bisnu-pd-kafle-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/225-batu-krishna-adhikari-ciaa/</loc>
		<lastmod>2020-01-03T20:05:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/226-ramkrishna-chitrakar-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/224-nirmala-sinkhada-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/222-diwadev-siara-fukuwa-iro-janakpur-dmli/</loc>
		<lastmod>2020-01-03T20:05:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/223-ramkrishna-rai-others-rokka-mpp/</loc>
		<lastmod>2020-01-03T20:05:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/220-sp-enterprises-others-rokka-rajaswa-anusandhaniro-biratnagar-others/</loc>
		<lastmod>2020-01-03T20:05:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/219-tulchhi-durga-others-rokka-fukuwa-iro-dhangaghimpp-iro-janakpur/</loc>
		<lastmod>2020-01-03T20:05:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/217-janakraj-dhungana-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/218-narpat-singh-kurmi-others-mahanagariya-aparadh-mahasakha/</loc>
		<lastmod>2020-01-03T20:05:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/216-bisworaj-baral-others-ciaa/</loc>
		<lastmod>2020-01-03T20:05:56+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/215-aranik0-bamti-jv-others-rokka-iro-baneshwor-mpp/</loc>
		<lastmod>2020-01-03T20:05:57+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/212-maa-janaki-media-service-others-fukuwa-iro-janakpur-prahari-pradhan/</loc>
		<lastmod>2020-01-03T20:05:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/214-sba-adventure-others-fukuwa-iro-dhangadhi-mpp/</loc>
		<lastmod>2020-01-03T20:05:58+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/211-mohanman-singh-others-rokka-mpp-prahari-pradhan/</loc>
		<lastmod>2020-01-03T20:05:59+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/210-lochan-kumari-others-rokka-mpp-dmli/</loc>
		<lastmod>2020-01-03T20:06:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/209-pasang-chhiring-bhote-others-rajaswa-anusandhan-mpp/</loc>
		<lastmod>2020-01-03T20:06:00+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/208-mumundraj-mahat-others-rokka-sram-tatha-rojgar-karyalaya-dmli/</loc>
		<lastmod>2020-01-03T20:06:01+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/205-sujit-mulmi-others-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:06:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/207-avinash-kuwar-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:02+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/204-kedar-giri-others-rokka-fukuwa-mpp-iro-thamel/</loc>
		<lastmod>2020-01-03T20:06:03+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/203-subhash-kumar-niraula-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:04+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/201-naresh-dugad-others-dmli-nepali-sena/</loc>
		<lastmod>2020-01-03T20:06:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/202-wakil-pd-pal-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:05+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/200-binod-kumar-karki-others-rokka-fukuwa-mpp-maharajgunj-iro-dang/</loc>
		<lastmod>2020-01-03T20:06:06+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/197-jamuna-bhatta-lama-others-rokka-mpp-others/</loc>
		<lastmod>2020-01-03T20:06:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/198-s-b-construction-others-fukuwa-iro-biratnagar-dmli/</loc>
		<lastmod>2020-01-03T20:06:07+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/196-bishal-timalsina-others-mpp/</loc>
		<lastmod>2020-01-03T20:06:08+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/195-pappu-construction-others-rokkafukuwa-rajaswa-anusandhaniro-birgunj-others/</loc>
		<lastmod>2020-01-03T20:06:09+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/193-ramila-damai-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:06:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/194-asha-itta-fukuwa-iro-parsa/</loc>
		<lastmod>2020-01-03T20:06:10+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/191-kedar-giri-others-rokka-mpp-teku-darbarmarg/</loc>
		<lastmod>2020-01-03T20:06:11+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/189-mudbhari-joshi-fukuwa-madhyastariya/</loc>
		<lastmod>2020-01-03T20:06:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/190-prem-bdr-lama-others-rokka-mp-gaushala-dpo-parsa/</loc>
		<lastmod>2020-01-03T20:06:12+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/188-hridayanarayan-mishra-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:13+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/186-rajesh-kumar-shrestha-others-rokkafukuwa-mpp-iro-tangal-others/</loc>
		<lastmod>2020-01-03T20:06:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/187-rajnarayan-mahato-others-rokka-fukuwa-mpp-iro-putalisadak-bhaktapur/</loc>
		<lastmod>2020-01-03T20:06:14+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/184-indibar-gurung-others-nepali-sena-others/</loc>
		<lastmod>2020-01-03T20:06:15+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/183-archid-diagnostic-others-fukuwa-iro-bharatpurkrishnanagar-others/</loc>
		<lastmod>2020-01-03T20:06:16+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/181-amar-gautam-others-rokka-fukuwa-mppiro-bhaktapur-tripureshwor/</loc>
		<lastmod>2020-01-03T20:06:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/182-premhari-dhungel-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:17+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/180-yajna-bahadur-karki-others-rokka-fukuwa-mpp-gaushala/</loc>
		<lastmod>2020-01-03T20:06:18+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/179-umag-tamang-others-rokka-fukuwa-mpbiro-tangal-others/</loc>
		<lastmod>2020-01-03T20:06:19+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/178-prabin-mishra-others-rokka-ilaka-prahari-anarmani-jhapa-dpo-ilam/</loc>
		<lastmod>2020-01-03T20:06:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/228-nischal-kafle-ciaa/</loc>
		<lastmod>2020-01-03T20:06:20+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/129-giriraj-koirala-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:21+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/029-majh-manosa-gas-others-fukuwa-iro-dharanbharatpur-ciaa-others/</loc>
		<lastmod>2020-01-03T20:06:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/079-divya-furniture-others-iro-others/</loc>
		<lastmod>2020-01-03T20:06:22+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/720-jay-kedarnath-baba-others-iro-kanchanpur-others/</loc>
		<lastmod>2020-01-03T20:06:23+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/668-deeplal-dumjan-others-mpp-prahari-pradhan/</loc>
		<lastmod>2020-01-03T20:06:24+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/557-suresh-yadav-shram-tatha-rojgar-karyalaya/</loc>
		<lastmod>2020-01-03T20:06:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/613-annapurna-sugar-thula-kardata/</loc>
		<lastmod>2020-01-03T20:06:25+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/171-harish-bdr-bam-others-nelai-sena-others/</loc>
		<lastmod>2020-01-03T20:06:26+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/157-surya-bdr-karki-others-rokka-dpo-mpp-dmli/</loc>
		<lastmod>2020-01-03T20:06:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/164-sujan-subedi-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:27+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/150-health-biologics-and-others-iro-kalimati-dhangadhi-chabahil/</loc>
		<lastmod>2020-01-03T20:06:28+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/143-kalaiya-poultry-firm-others-fukuwa-various-iros/</loc>
		<lastmod>2020-01-03T20:06:29+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/136-om-trading-international-others-rokka-iro-kalimati-kalanki/</loc>
		<lastmod>2020-01-03T20:06:31+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/177-highway-fuel-business-fukuwa-iro-simara/</loc>
		<lastmod>2020-01-03T20:06:32+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/175-surya-prakash-chemjong-others-rokka-mpp/</loc>
		<lastmod>2020-01-03T20:06:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/176-ram-pd-kadaria-others-rokka-fukuwa-mppspoiro-bharatpur-others/</loc>
		<lastmod>2020-01-03T20:06:33+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/174-murari-pd-kafle-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:34+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/173-gokarna-pd-sitaula-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:35+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/170-star-f-m-fukuwa-iro-putalisadak/</loc>
		<lastmod>2020-01-03T20:06:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/172-chandra-bdr-chand-others-rokka-fukuwa-dpo-dang-iro-hetauda-iro-dhangadhi/</loc>
		<lastmod>2020-01-03T20:06:36+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/169-s-h-construction-others-fukuwa-iro-dhangadhichabahilbharatpur-others/</loc>
		<lastmod>2020-01-03T20:06:37+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/168-ramesh-karki-others-rokka-fukuwa-mppiro-htd-dhangadhi/</loc>
		<lastmod>2020-01-03T20:06:38+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/166-shankar-timalsina-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/167-hari-bdr-k-c-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:39+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/165-pabitra-mani-acharya-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:40+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/162-pasang-tamang-others-rokka-mpp-various-dpos-iro-janakpur-others/</loc>
		<lastmod>2020-01-03T20:06:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/163-manoj-kumar-gautam-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:41+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/161-utsav-stores-others-fukuwa-iro-bharatpur-biratnagar-dpo-pokhara/</loc>
		<lastmod>2020-01-03T20:06:42+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/159-gyanendra-shrestha-mpp/</loc>
		<lastmod>2020-01-03T20:06:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/160-correction-samrat-bikram-shah-mpp/</loc>
		<lastmod>2020-01-03T20:06:43+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/158-dantakali-traders-others-rokka-fukuwa-iro-dharanmpp-iro-birgunjdmli/</loc>
		<lastmod>2020-01-03T20:06:44+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/155-kumar-chaulagain-others-mpp-and-others/</loc>
		<lastmod>2020-01-03T20:06:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/156-kumar-chaulagain-others-mpp-and-dpo-pokharapdf/</loc>
		<lastmod>2020-01-03T20:06:45+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/154-andhikhola-auto-parts-others-iro-pokhara-birgunj-bhairawa-koteshwor/</loc>
		<lastmod>2020-01-03T20:06:47+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/152-pramila-yatayat-services-iro-batisputali/</loc>
		<lastmod>2020-01-03T20:06:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/153-indra-bahadur-lama-others-mpp-teku/</loc>
		<lastmod>2020-01-03T20:06:48+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/151-monoj-kumar-and-others-mppteku-iro-nepalgunj/</loc>
		<lastmod>2020-01-03T20:06:49+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/149-netradhwj-kunwar-and-others-sampati-suddhikaran-and-iro-battisputali-kalimati-and-others/</loc>
		<lastmod>2020-01-03T20:06:50+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/147-thaneshwor-khatri-ciaa/</loc>
		<lastmod>2020-01-03T20:06:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/148-new-jaya-mata-di-itta-and-others-iro-janakpur-and-dap-parsa-pokhara/</loc>
		<lastmod>2020-01-03T20:06:51+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/146-lalbabu-pd-shah-others-ciaa/</loc>
		<lastmod>2020-01-03T20:06:52+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/144-lokbir-nilgiri-others-fukuwa-various-iros-mpp/</loc>
		<lastmod>2020-01-03T20:06:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/145-zhu-others-rokka-fukuwa-mpp/</loc>
		<lastmod>2020-01-03T20:06:53+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/142-raju-adhikari-and-other-kdj-mpp-dpo-and-others/</loc>
		<lastmod>2020-01-03T20:06:54+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/141-padam-bahadur-and-other-mpp-teku/</loc>
		<lastmod>2020-01-03T20:06:55+05:45</lastmod>
	</url>
	<url>
		<loc>https://www.nrb.org.np/bfr/139-nagamine-international-fukuwa-iro-maharajgunj/</loc>
		<lastmod>2020-01-03T20:06:56+05:45</lastmod>
	</url>
</urlset>
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